On Monday I shared ways that you could easily make your kitchen frugal. Simple ways that can add up and save you hundreds of dollars every year! However, the savings don’t have to stop there! There are dozens of ways you can create a frugal home some of them saving you more money than others but all of them saving you something.
Tips For Making A Frugal Home
Refinance Your Mortgage. The interest rates are still fairly low. If your planning on stayingin your current home at leaset five more years it may be a good idea to look into refinancing. While your at it, take the opportunity to find out when and how you can cancel your PMI insurance.
Switch To A 15 Year Fixed Mortgage. While mortgages are traditionally 30 years, you can save thousands of dollars on interest and off the total cost of your home by choosing a 15 year mortgage instead. While your payment will be a little higher you are paying off the principal much, much faster.
Cut The Cable Cord. One of the fastest ways to make a difference in your budget, and to make your home more frugal is to get rid of cable. Cutting the cable can easily save you over $100.00 each month. But don’t worry you can still watch your favorite shows through streaming services like Hulu or Amazon Prime.
Netflix. Our family love Netflix, and it comes in so handy on days when it is to crummy to play outside. We love it for date night and family movie night as well. They also have their own shows now and I have enjoyed several of them.
Go Paperless With Your Bills. Many companies are encouraging their customers to go paperless with their monthly bills. Quite often to encourage you to make the switch they offer you a discount. All you have to do is ask for it!
Set The Sleep Mode On Your Computer. This one tip will not only help save your electric bill but will help save your computer by cutting down on the wear and tear on both the mother board and monitor. It will also help save the battery life on your laptop. You will also want to make sure you keep the fan clean so your machine doesn’t have to work so hard.
Conserve Your Water. Reducing your waist and water has become a very popular movement these days. One easy way to conserve your water usage is by putting a half gallon milk jug filled with sand or water in your water tank. It will displace some of the tank water so your tank wont use up as much water with each flush.
If that doesn’t seem appealing you can always install a duel flush system into your existing tank or purchase a low flow toilet. Both of these systems require a little bit more up front but they will save you money in the long run.
Lower Your Water Heater Temperature. I know you have heard this before, but a little reminder never hurts! By lowering the setting on your water heater to 120 degrees F, you can reduce the cost of heating your water by as much as 10 percent! Using a hot water blanket which helps to keep the heat inside the tank where it belongs. Which in turn helps to reduce the energy used to keep the water in the tank hot. That’s what you call a win, win! You can go a step farther by insulating your pipes so you don’t loose any heat on the way to the sink or the shower!
Make Your Own Laundry Detergent. This DIY may sound intimidating but in really is a simple project. Pinterest makes it easy to find lots of different recipes and tutorials on making your own detergent. I personally chose to make a powdered detergent although there are lots of liquid detergent recipes as well.
If you are looking for a reliable recipe check out the post I wrote last fall about making my own detergent. Several months latter I am still happy with the results I get from every load.
Buy Cloths For Next Year Now. Anyone with kids know how quickly they grow and buying clothing as they need it is one of the most costly way to purchase clothing. Instead think ahead and buy clothing for next year at the end of the current season. This will not only save you money but you will be all set to go when the time comes.
Learn To Say No. It can be hard, especially for women to say no. But by using this very powerful two letter word you are actually saying YES to yourself and to savings. You can say no to the door to door salesman, to your children, the Girl Scouts selling cookies you don’t really need anyway and to yourself when you want to spend needlessly. Remember when you say no now you are saying yes to your future!