Category: Driving Tips

Gender Equality and the Car Insurance Industry

Gender Equality and the Car Insurance Industry

Comparisons regarding accident statistics can be made throughout different categories of driver. Younger drivers are statistically more at risk of having an accident than older drivers above the age of 35 so pay a higher insurance premium. They may possess car control skills but lack awareness and planning skills resulting in more accidents. Drivers in the younger age group now find the cost of car insurance prohibitive as the premium can often cost more than the car they intend to drive. If the younger driver is female the price of the premium can be so high as to make learning to drive too costly. This can seriously effect their place in the jobs market and is having a negative effect on driving school businesses. Younger drivers are taking lessons with friends and family members to offset the cost of driving lessons and so are being trained to a much lower standard than if they were taught by qualified instructors.

Older drivers are much less likely to be involved in an accident so premiums are less and this is backed up in real terms by the no claims bonus discounts. After the age of 40 the cost of insurance premiums becomes more even, indicating that the accident statistics also level out. So why aren’t they more level for the younger age group?

From a driver training perspective there is little to distinguish between male and female pupils. Both gender groups seem to have the same ability to pass the test. A big factor is the difference in the nature of accidents. Collisions involving male drivers tend to caused by aggressive driving and excessive speed. When an accident occurs due to these factors there is greater damage to vehicles leading to higher repair claims and a greater percentage of vehicles being written off entirely. Serious physical injury is also a greater possibility in this type of accident so medical bills will be higher. Accidents involving female drivers tend to be a result of poor spatial awareness so tend to be low speed collisions in restricted spaces. Reversing into street furniture is common so although a claim will be made it would only be for minor damages with little or no physical injury. This would require a much lower payout settlement than an accident with a male driver.

As predicted the insurance premiums for female drivers will be equalized to the same level as male drivers and not vice versa. Insurance companies that cater exclusively to women drivers should maintain their market share despite higher premiums as their advertising campaigns are designed to appeal to female drivers. They also offer unique selling points within their policies such as handbag contents insurance which would appeal exclusively to the female driver. The change in legislation could be considered unfair and has had it’s opponents but now it has been passed it looks like a more expensive time for women in the car insurance market.

Driving Experience – The Perfect Gift

Driving Experience – The Perfect Gift

Various driving gifts are available; some involve experiencing a particular super car, while some offer driving experience of more than one powerful vehicle in a day. Driving experience days start typically on a motor racing circuit with brief instructions by a competent racing instructor regarding the driving techniques required on the circuit and basic safety measures.

Many super-cars driving experience features a one to one briefing in the car itself. The competent instructor or the professional racing driver will guide you on how to get the maximum output from the vehicle on the circuit you intend to drive.

Apart from driving powerful sports car, several operators offer true Grand Prix experience on a single seater F1 style racing car. This way the adrenalin junkies get a chance to feel the gush of wind at high-speed and enjoy solo flying laps. Without having a surname like Hamilton or Schumacher this is the closet feel one can get of real F1 driving experience.

Nowadays many companies test different driving skills by organizing 4X4 off road courses and rallying master classes. Certain operators offer teaching hazard perception and car control skills in a safe environment for teenagers.

Such a driving experience uk offers a taste of the high performance vehicles which most people dream of. With gift vouchers valid for a year they can be redeemed at one’s convenience.

Today driving a car is much more than simple driving. It is the feel of power in one’s hand which one enjoys. You may have driven number of cars, but the feel of the steering of a V8 super car in your hands is one in a lifetime experience. Driving a V8 supercar is a different league. Even a heavy-duty driver finds it difficult to steer a V8. Proper guidance and necessary training is required to handle a V8. In ordinary cars you use the rear wheel oil brakes whereas in A V8 super car you use both front and rear disc brakes. This is much more difficult when compared to a normal cal. Moreover, driving in circular laps is much more difficult than driving on a straight road. In spite of these things, people are still crazy for a V8 super car driving experience.

Points to Select Driving School Sydney For Teenage Son or

Points to Select Driving School Sydney For Teenage Son or Daughter

Did you know that the number one reason of teenage deaths (in the age group 15-19) is not drugs, but rash driving? If you are a parent of a teenage son or daughter, have you taken steps to enrol them in a good driving school?

When you look around for a good driving school in Sydney, make sure you keep these points in mind:

No price factor

Do not judge driving schools by their charges. It is an important investment to keep your child safe, so make sure you let go of the pricing factor. Agreed- the most priced one doesn’t have to be the best. But think about it- there is a reason why some driving schools charge more, while others charge less. When a driving school charges extra, talk to the authorities and get to know what extra services they offer. Their quality might be better, or they might be giving personal attention to each student.

Licensing

This is a very important factor. Would you take your child to any unlicensed surgeon if he required surgery? Driving is going to be an important part of his life and you want him to be safe on the road. Make sure you contact only licensed driving school in Sydney. NSW has many laws that have to be kept in mind while giving driving lessons. This is why a licensed school will have more standards to comply.

Website

Visit the website of the driving school. You can get a pretty clear idea about their services from their website. Spend a bit of time and go through their website carefully to see what they are offering. Also, check their certifications. You can’t judge a book by its cover, but you can always have an idea. If the website doesn’t have much information, that should raise an alarm. Go for a school that presents all its details and information to you.

Customer service

This is very important. If a company does not provide good customer service, in the end, the customer always suffers. Check them out before paying them anything. If the school authorities do not help you out when you haven’t paid them, they won’t pay attention to you once they get your money. So check to make sure that they have phone and email complaint services. Ask them a few questions to see if they answer them with a positive attitude.

Follow these tips and get a good driving schoolfor your kid so that they can be prepared before they “load their guns”.

What Everybody Should Know About Cargo Van Driver Safety

What Everybody Should Know About Cargo Van Driver Safety

An introduction to cargo van driving

Driving a cargo van or a service van comes with a very high degree of responsibility on part of the driver. This is why issues like cargo van driver safety and Service Van Driver Safety are so critical in the modern world. Much of modern business and economy relies on the timely and secure delivery of various goods across locations. Needless to say, cargo van drivers have to exercise extreme caution to ensure that their deliveries are on time with no damage to the cargo. The bottom line is whether it is to make deliveries or to transport supplies, drivers of cargo or service vans take their own lives and the lives of others into their hands the moment they get behind the wheel of a cargo van. Safe cargo van drivers not only save lives, they also protect the assets (both the vehicle and the cargo), preserve reputation and lower costs for their employers.

Learning about cargo van driver safety

There are a variety oif solutions for cargo van drivers to learn about cargo van driver safety and the training that is available. The best training courses are highly interactive and educational online training courses that teach you everything you need to know about Cargo Van Driver Safety and service van driver safety. They help you acquire the necessary training and skills to become a better and more dependable driver. These online training courses teach not only the mechanics of safe driving, they teach about about responsibility. They also help cargo van drivers hone their skills, increase their alertness and be courteous to others on the road.

Increasing alertness and becoming proactive

We all know that proactive drivers are the best and safest drivers on the road. If you are in the business of cargo delivery, you are probably aware of the many advantages of having your fleet driven by proactive drivers. It is easy to sign up for online driver training courses that teach you how to drive safely and be a better driver. One of the best courses available currently features a comprehensive training session in two parts. In the first one, the trainee learns about “proactive” driving, along with such important concepts as intersections, right-of-ways and driving on high speed roads. In part two, they learn about driving in limited visibility conditions, the use of safety devices, weight transfer and emergencies, and sharing the road with other drivers. Sign up today and get ready to learn all about fleet driving safety.

Importance of Roadside Safety Products While Driving

Importance of Roadside Safety Products While Driving

Most of the people commute regularly from one place to another to reach their destinations. They also travel in their personal vehicles in which there are more chances to get injury during road accidents instead of public transport. These days, the number of road accidents has also increased in several parts of the world. People get wounded due to such unfortunate mishaps. And even these lead to deaths. Therefore, it has become important to consider the required safety measures. Governments of many countries have also applied strict laws to prevent road accidents like penalty for drunk driving, compulsory to wear helmets etc. However, still many mishaps occur and people lose their loved ones.

Roadside Safety Products are not only necessary to avoid such issues, but to protect the lives of people as well. Some of these products include cones and barricades, mesh safety vest, baton stand and carrying case etc. These ensure that road accidents do not occur and people drive safely on the roads. There are many companies involved in manufacturing roadside safety kits. They develop quality and affordable products. It is important to apply different types of safety products for different areas. There are some different safety measures for highways than normal roads. Hence, it is important to consider this aspect while looking for some roadside safety kits.

When it comes to driving, remember that there are more than yours lives are involved on the roads. Other people driving on the roads or pedestrians can also become victims due to other’s mistakes. There are many folks who do not follow traffic rules. They also become one of the main reasons of accidents. If they keep their mind in a right place and stay alert about their mistakes, it can decrease the number of accidents. An appropriate awareness about road safety products and how to use them can help drivers protect them and others.

There are many road driving training centers across the globe where suitable training is given to people. There trainers also tell useful points about roadside safety kits, anti-glare panels and steel-flex service NSW. If drivers visit such centers regularly and follow the given instructions, they will get confidence to drive their vehicle on the roads. Moreover, there would be fewer chances of road accidents when they keep the security measures in their mind.

In order to install or use road safety products efficiently, it is important to have some idea about them. For instance, sign boards are crucial to display right structure on the right place. It is important to install an exact sign board close to school or construction area. Additionally, expertise is required to install them properly so that there would not be any damage to people driving on the roads.

Road safety is a crucial requirement for drivers, pedestrians and other people on the roads. So, consider this aspect very carefully with useful roadside safety products.